No Picture
General Article

Insurance Continuing Education – Credit Requirements

Insurance Continuing Education – Credit Requirements

Insurance continuing education hours can be obtained in a variety of different ways. Every state regulates how many credits an insurance agent needs every one to two years. Many states allow an agent to complete their education online as opposed to sitting in a classroom for 12-24 hours. If you decide to sit in a classroom you just have to listen to the instructor and no final exam is required. The instructor will go over the book chapter by chapter and you will have to sign an affidavit stating that you attended. If you decide to take your insurance continuing education credits online there will likely be a final exam at the end. You should read the book before hand so you know what to expect on the exam. Some states require a monitor present during the exam while others allow open book exams. If a monitor is required you will have to find a third party to physically watch you complete the test. They will then sign an affidavit and fax it to the school. Make sure to find an approved provider before purchasing any courses. If a monitor is not required you are able to use the book to look up the answers to the exam questions. No affidavit is required.

To be on the safe side contact an approved provider to see how many credits you need to complete. Every state requires a different amount of credit hours. They also require you to complete your education at different times. Sometimes you must complete your courses by your birthday to stay in compliance while others use your license date. Make sure to find out the exact date, number of credits, and required courses so you do not receive any fines by the state. Worst case scenario, the state could suspend or even revoke your license.

In many states insurance continuing education credits may also be transferred over to the following year. Again, this is a case by case situation depending on the state. Many states also have a rule in place about duplicate courses. An agent may not complete the same course with the same school within a two year period. That is why many providers have more than one ethics course or annuity course. Most states require the agent to take an ethics course every two years; it just cannot be the same ethics course they took the year before.…

No Picture
General Article

Continuing Education For Paralegals Expands Career Options

Continuing Education For Paralegals Expands Career Options

In today’s cultural environment, where the legal profession is ripe with activity and cases involving every field from medicine to commercial construction, attorneys simply cannot do without their legal assistants, popularly known as paralegals. While paralegals cannot give advice directly to clients, represent them in court, establish fees or sign court documents, the list of what they can do is impressive. Moreover, while many paralegals currently have either 2-year associate’s or 4-year bachelor’s degrees and/or paralegal certification, there is no doubt that those with paralegal certification and a bachelor’s degree in paralegal studies or any related field, such as criminal justice, have the most career options. Accordingly, employment in the field often leads to continuing education for paralegals so that they may become certified or enhance their degree status.

Certification generally involves passing an examination and possessing at least a year of working experience. College courses for credit towards a more advanced degree, on the other hand, include such special areas as litigation and trial practice, criminal law and procedure, real property, personal injury, and business organizations. Then too, courses are offered in domestic relations as well as trusts, wills, and estate administration, with bankruptcy, and administrative law being others of importance. As many law firms have special areas of practice and require their lawyers to seek continuing education, it is unsurprising that many also reward paralegals who do the same. Not only is teamwork enhanced, but the pursuit of additional knowledge is becoming more and more necessary for those involved in legal careers.

Often beset with heavy case loads, lawyers do not have the time to do everything necessary to prepare for cases themselves. Thus, they turn to paralegals to assist them, particularly in the resolution of lawsuits. Good legal preparation in connection with a lawsuit involves thorough investigation regarding facts of a case. Clients and witnesses must also be interviewed, pleadings drafted, and deposition notices, subpoenas, motions, and briefs issued, to say nothing of organization and management of files, documents, and exhibits. All of these are tasks for paralegals, and the more experience they have, also credits from continuing education, the more tasks they are likely to be given. In direct correlation, their salaries generally reflect the amount and depth of the tasks they routinely perform.

As paralegals may assist during hearings, arbitration, mediation, even closings, and trials, it is understandable why a continuing education course in litigation and trial practice, for instance, would serve them well. Such a course provides in-depth coverage of the litigation process from pre-suit investigation to the final, or appeal, stage. With emphasis on not only the lawyer’s role, but also the duties that are likely to be delegated to a competent legal assistant, it is clearly the kind of continuing education that benefits paralegals, rendering them more valuable to their employer. Similarly, pursuing advancement through courses in specific fields, such as bankruptcy or contracts, would be advantageous too, as these are important facets of most law firms today regardless of size.

Of note too, paralegals may work for other than law firms; they are often employed by government agencies or legal departments of corporations, for example, where elements of law must be understood and followed, often communicated. Clearly, a wide open field with many opportunities, CNN Money, online home of Fortune and Money magazines, ranked the paralegal’s job as one of the 20 best in the U.S. today. As legal fees continue to rise, paralegals are likely to become even more in demand for those tasks once only able to be carried out by higher priced attorneys.

Thus, continuing education for paralegals is likely to yield many positive outcomes, broadening knowledge to add to the excellent organizational, communication, research and writing skills that make up the profession’s foundation. With so many job options to explore, any additional education is well worth pursuing for those whose intent is to shine brightly in the paralegal field.…

No Picture
General Article

Real Estate Training: Avoid Real Estate Training Deception

Real Estate Training: Avoid Real Estate Training Deception

Real estate careers are a popular choice among people who want to do something that they can enjoy and make a decent living. Getting the right training is going to make all the difference in your career success, and you need to be very careful. With the advent of the internet, there has come a new wave of con artists who are specifically trained to rip people off online any way that they can. Online real estate training programs might seem like they are innocent enough, but there are scammers who have set up programs like this to trap people and steal their money or personal information.

If you want to avoid training scams, you need to be prepared and educated about your options. You should take the time to figure out exactly what type of career you want to have and which training courses you need. Once you’ve done this, you should find a list of state-approved providers or courses that you can choose from. Always check to make sure that your provider is reputable, even if you don’t think it is an issue, because you can never be too careful.

Getting training online is easy and makes your career future much brighter. However, due to the very anonymous nature of the internet, it also makes it very easy for you to get taken advantage of. You need to make sure that you do everything in your power to avoid the scams and focus on getting the right training for your needs, no matter what those needs might be. Everyone has different requirements for their career training, but taking the time to check out the options will allow you to be much safer in pursuing your real estate training and career with online providers.

Training scams work because people don’t expect them. The company will sign you up, make you pay for your ‘course’ and then disappear with your money, personal information, or both. You can easily avoid real estate training scams by taking the time to go through the process step-by-step to educate and prepare yourself for what you are getting into. So many people don’t realize the importance of checking out their training providers, but one turn of the head can cost you a lot of money, time, and effort in your training process. Don’t let this happen to you when you are looking for real estate training, because it is completely preventable.…

No Picture
General Article

Continuing Education Psychologists Need

Continuing Education Psychologists Need

Being in the field of psychology necessitates knowledge in a variety of areas. Continuing education psychologists need is often required for them to keep their license if they have a clinical practice. If you are in this field you may even be a teacher. Much of the knowledge gained with a psychology degree is very important for teachers.

If you are a teacher with a degree in the field of psychology then you are not likely to be required to take the same type of continuing education psychologists are required to have. This does not mean that you as a teacher should ignore expanding your knowledge. The school where you work may require some continued learning anyway. Being a teacher is a field that necessitates a broad range of knowledge even if you are only teaching one subject.

Even though you may already have a psychology degree, as a teacher it would not hurt to learn even more in this field. Working with kids can do a number on the brain of a teacher. It is important for a teacher to really understand his or her students and the age group that they are teaching. Knowing the different stages of how students think will help you a great deal as a teacher. Courses in continuing education psychologists need might be a benefit to you as a teacher as well.

Taking these courses will also look good on your resume in case you decide to change directions in your career. You could have the opportunity to become a social worker, counselor, or even a psychologist. The more courses that you have under your belt in this field, the better it will look to prospective employers.

As a teacher, you should also be reading all of the time. You could do some of this reading in topics of psychology to help you have more insight into your students. Some institutes that offer courses in continuing education psychologists use may also offer a magazine with topics in psychology and even in other topics that pertain to what you need to learn. Getting a subscription to one of these magazines may be helpful for you so that you do not have to necessarily take a course.

If you think you are too busy for extra courses, you may be right. Teachers can be very busy with making tests, grading papers, as well as having the extra-curricular activities that often come up. If you do have an hour a day though that is free, you probably have time for an online class. You might not even have to do an hour a day. You might have more time in one day, and you may be able to put in more time during that day.

Whatever the case, as a teacher, you should keep learning. Your students will appreciate it, and they will respect you for being knowledgeable in your subject matter as well as in how to deal with them.…

No Picture
General Article

Workshop in the Wild

Workshop in the Wild

By living in the big city, one has the advantage of having all of society’s urban amenities just steps from your front door. But every so often, it is wonderful to escape into the countryside, where fresh air, clean lakes, and peace and quiet replace the concrete jungle of cars, crowds and hustle. Some urban dwellers are lucky to be able to get out to the countryside on a regular basis. For others, with busy work schedules and regular family and social obligations, finding the time and means to get out of the city is much more difficult. This is especially true if one is balancing work and studying at the same time.

But what if there were a way to take advantage of the wilderness as part of an education? Nature is not only a wonderful environment to learn in, due to its tranquility and absence of distractions. It is also a great learning tool in itself. There are numerous valuable skills to learn in the countryside, covering everything from learning to identify which plants and trees are edible or medicinal, to learning overall survival skills living in the wilderness.

Now, it is safe to assume that the average person, or even the student of nature, does not actually require wilderness survival skills barring some grand urban catastrophe. Nevertheless, continuing education programs that offer non-credit workshops in the wilderness can be practical for everyday living, not to mention loads of fun. Most importantly, the experience gained from a real wilderness course is one hundred per cent irreplaceable, meaning these things cannot be taught in traditional classrooms, nor can they be learned in books.

Here are some activities one can have in a wilderness workshop:

A� Building shelter: learning the proper set-up of tenting gear, or even creating shelter from natural materials

A� Long-distance hiking and trekking: learn about appropriate packing, nourishment, and weather protection for extended journeys on foot, as well as navigation with or without a compass

A� Plant and Tree identification: learn to distinguish edible plants from harmful and poisonous ones, and learn to use plant life for first aid purposes

A� Fishing: learn techniques for proper fishing for recreation or consumption, how to properly prepare fish for eating, as well as conservation rules for preserving water wildlife

A� Animal Safety: what to do in case confronted with aggressive or dangerous animals, such as bears or wolves

A� Fire-making: effective techniques for safe and controlled fires, what to do in case of accidental fire spread

A� Water-Procurement: how to locate water, as well as treat and filter it if necessary

Activities such as these can give a whole new meaning to the concept of distance education. You will certainly be far from the traditional school setting, but that just means that the great outdoors is your expansive classroom to explore.…

No Picture
General Article


Writing an A+ term paper at the end of a semester is a critical step toward getting good grades for the course. A good performance will motivate you as well as prove that you have been attentive throughout the semester. Though, the process of writing a perfect term paper is engaging, tiresome, and complex. Most students are unable to complete their papers on time due to the high level of commitment required. Some students, however, have found a solution to getting A+ term paper by contacting EssayBrother term paper help. Our professional writers can write original quality term papers irrespective of short deadlines or complexity.

Steps to Writing an A+ Term Paper

Selecting Term Paper Topics

The professors prefer letting you select suitable topics for the semester term paper. Therefore, you must have a perfect understanding of the course contents otherwise you might end up selecting an irrelevant topic. It’s difficult to have absolute knowledge of the covered syllabus since the semester is usually very short. However, you can contact an expert write my assignment service for professional help. Some of the considerations when selecting a term paper topic include;

Length; the length of the paper required is important in topic selection. Some topics can only have short discussions while others allow for lengthy discussions and analysis.

Resources; if the paper required is long then the topic selected should have readily available resources.

Complexity; choose a topic that you fully understand and that you can remain relevant throughout your discussions. You can seek topic clarification from your professor to avoid interpretation errors.

The Process

  1. Identify the paper topic (this is a case where you have been permitted to select a topic on your own)
  2. Conduct rigorous research on the chosen topic (this is the stage that you will need to find credible sources that you will use as reference materials for the paper)
  3. Create the paper outline (This will help arrange your resources and present arguments precisely)
  4. Write your term paper proposal
  5. Write your paper
  6. Create a cover page for the paper
  7. Proofread and edit the draft term paper before submission so that the professor does not award you a poor grade due to typos and other small mistakes.

Term Paper Format

Term papers can take different formats depending on the assigned discipline. However, the most common format must have the following components;

Title Page

The title page contains details such as the term paper title, your name, course name, course code, professor’s name, and finally, the submission date.


  1. A Topic: This part requires that you state the paper topic
  2. B Topic (Rationale): this part requires you to clearly explain the reasons you chose to work on the topic. The rationale should convince the reader to see the need for research on the selected topic.
  3. C Topic (Introduction): this is a part for additional information as well as stating the origin or background of the research problem.

Table of Contents

Most term papers are usually long (above 12 pages) and they have many subtopics. To make the work of a reader easier, it is important to include a table of content to guide them to the page and respective content they are interested to read. The table of content also may assist you to note the subtopics covered and hence add any other information that you might have omitted.

Abstract and Statement

The abstract is one of the final parts of the term paper. It is written at the end to ensure it captures all the details of the paper. It should contain an elaborate summary of the discussed contents and the research statement. In some cases, it can include the paper’s objective and goals. The abstract is important to the readers as it gives them prior information on whether the research was successful before embarking on reading the whole paper.

Literature Review

The literature section should contain past research on related topics and the conclusions drawn. You must have a good number of reference materials to be able to obtain detailed literature. Additionally, you must study the materials well before writing about their findings and limitations.


You must state your research objectives clearly.


The research methods employed are crucial in determining the accuracy of the findings obtained. You must study and have comprehensive knowledge of both quantitative and qualitative methods of research to be able to apply either of them effectively.


The method chosen for the study will significantly determine the procedure used for data collection. Therefore, ensure you merge effectively the method and procedure since this leads to realistic findings.


The results from your procedure should be presented in tables and short paragraphs that readers can try to interpret on their own. Graphs and charts are preferred in this section as …

No Picture
General Article

Interrogating Suspects in a Private Investigation

Interrogating Suspects in a Private Investigation

Private Investigation Education: Interrogation

Prepare Mentally

Careful mental preparation is absolutely and unequivocally required before interrogating. Mental preparation involves:• Developing a full knowledge of case facts by, for example, studying the statements of witnesses, notes, sketches, photographs, documents, and forensic findings.• Mentally reconstructing the commission of the incident. Anticipating denials.• Preparing a list of logically ordered topics to be covered during the interrogation.• Preparing a list of questions for each topic.


The general rule is to question witnesses first and the suspect last. But you can bend the rule when you think that early questioning will keep the suspect from fabricating an alibi or synchronizing a story with accomplices.

The timing of an interrogation should rely on advantages to be gained. Ask yourself “If I interrogate now, what advantages can I gain?” Potential advantages are discerned from weighing many factors, such as the evidence at hand, your readiness, and the vulnerability of the suspect. Interrogating is like waging a war, and winning the war is often a matter of knowing when to attack.

Evaluate the Suspect

Generally speaking, physiological changes that occur in a suspect’s body are stronger with persons of high intelligence. This does not mean that the indicators of deception are always more visible; the intelligent suspect may possess a well-developed capacity to conceal inner tension. A suspect with low intelligence may not understand he/she/ is under attack or may not appreciate the full extent of the danger.

A suspect may be emotionally unstable as the result of something entirely separate from the matter under investigation, and it is always difficult to interpret the behavioral signals of an emotionally unstable person. The non-verbal forms of communication exhibited by an unstable person are exactly opposite of a stable person.

Some behavioral signals have cultural or ethnic roots. A gesture might appear to be a deceptive signal when in fact it was a typical, normal expression used by the individual during his interactions with other persons of the same culture or ethnic background.

When a suspect is under the influence of drugs or alcohol, there may be a delay in the response time between stimulus (question) and reaction (deceptive signal). If you believe a suspect is under the influence, terminate the interrogation.

Arrange the Environment

Furniture and seating arrangements should be such as to place the interrogator in a comfortable, psychologically dominant position in relation to the suspect. The physical environment should be interrogator-friendly and provide privacy. It should have clerical assistance, people nearby to serve as observers, and audio/video equipment. An interrogation room is typically plain, but comfortably furnished, and devoid of pictures or items that can distract attention. A room used only for interrogating often will have a built-in two-way mirror. The room must be neither so hot nor so cold as to permit later contentions that information was extracted through physical discomfort. Furniture should consist of three comfortable chairs and a table large enough to write on but not large enough for the suspect to use the table as a psychological barrier. Items that will be needed, such as pens, paper, and forms, should be in place prior to beginning. If the room is equipped with a telephone, it should be disconnected or removed for the purpose of eliminating interruption. Any item in the room that could be used as a weapon must be removed.

Conduct the Interrogation

Interrogation can be time-consuming but this is hardly a reason for hurrying through. A time limit should not be set but neither should the length of the interrogation suggest in any way that the suspect had been denied basic human needs such as rest, food, drink, and toilet use.

The suspect should be seated at the side of a table where you can fully observe body language. If there is a window in the interrogation room, chairs should be arranged so that window light falls on the face of the suspect rather than your face. Chair arrangement should also preclude the suspect from being able to gaze out a window.

Control of the interrogation is in great measure dependent on the initial impression made by you. Because first impressions are important, your appearance must be such that an aura of competence and self-confidence is projected. Your opening remarks should be appropriate in terms of how you evaluate the suspect. For example, a suspect who considers himself or herself superior to you may be addressed by his last name, instructed to sit, instructed not to smoke, and manipulated in ways that quickly establish you as the person in charge.

The degree of success or failure at eliciting information is linked to your ability to estimate the probable guilt of the person to be interrogated. Is the individual a possible suspect or a darn …