Month: December 2022

Are You Tired of Paying For Continuing Education? Then Don’t!

We all have been through it. You are working over-time; you have got your family, and just don’t have time to make it to those continuing education(C.E.) dinners anymore. In addition, the last thing you want to do is pay for your C.E. once have worked hard to complete it. As a pharmacist I have been down that same road before.

If you are tired of paying for your C.E., I recommend this is what you do. Try searching online for sponsored C.E. that has already been purchased for you. Here is how it works. Many companies in the healthcare industry are more than happy to pay for your hours in return for the fact that you just acknowledged that they had done so. There are many places on the web to shop around for free continuing education. Just type in “sponsored CE for pharmacists” or “free CE for pharmacists” and you will find accredited CE for pharmacists at no cost with little effort. What a deal! This is consistent among many supported sites on the web directed towards pharmacists and other healthcare professionals.

I am a big fan of career related necessities that are already paid for, and I’m sure all of you would agree with me. Even if you are not a pharmacist and need to complete C.E. to continue your licensure, listen to me. Save yourself the hassle of writing checks or punching in credit card numbers. Save your money! Free hours are only a tap away on the keyboard!

fortahira.my.id

fortahira.my.id…

Putting Your Best Foot Forward: Marketing Tips for Insurance Agents

Regardless of what type of insurance you offer, the following marketing tips can help you reach new customers and bolster your business.

1) Have a website – This may seem silly, but a number of insurance agents don’t have a presence online. With the current digital landscape, more and more people are using the internet to shop around for everything from their choice of a doctor to making airline reservations for an upcoming vacation, to where they want to go for insurance. By providing a website that not online markets your business but also informs people about the types of services you offer and why they might need them, people will already have a foot in your door, whether they realize it or not.

2) Offer the most affordable rates – This seems silly to even mention, but you should constantly stay on top of the industry to ensure you are offering the most affordable rates you possibly can. Don’t be afraid to shop around and find out what your competitors are offering, or to see about getting better rates for your customers. People are living longer, which means life insurance rates are the lowest they’ve been in years.

3) Offer special deals for referrals – Loyalty is important. People are more inclined to do business with the people they know and trust. By giving your customers incentives such as discounts on rates or a gift certificate to a nice restaurant, they’ll be far more likely to refer their family and friends to you. Make sure to send a handwritten thank you note so express your sincere appreciation.

4) Offer group discounts – If you have the opportunity to sell a family of four car of term life insurance, why not offer a 10% discounted rate? If you don’t, another insurance company just might. Plus, when you sign teenagers up, you have an opportunity to have loyal customers for life.

5) Take advantage of social media – If you’ve got a website, you need to promote it. And one of the best ways to promote it is through the use of social media such as Twitter, Facebook, and LinkedIn. You can even sync your accounts together so you only have to post in one place and it shows up everywhere. Don’t know what to tweet? Information is key. Make your tweets and Facebook posts informative.

Statistics about life insurance or sudden death are important. Advertising your lowest rates and offering special discounts exclusively to Twitter followers are also important for reaching customers, and for establishing and maintaining credibility in your industry. Attaching links to informative articles or even links to your own blog on your website are both great ideas, reinforcing the idea that you’re an expert in your field.

6) Make yourself available – As stated before, people go to know they know and trust. But it doesn’t just go along with sales. If people, even existing customers, have questions about the type of coverage they have or their current policy, make yourself available to answer those questions. Don’t be short with them. Be patient and respectful. Give your customer the same type of treatment and respect you’d give a member of your family.

rodatayu.my.id

rodatayu.my.id…

Five Tips to Consider on a Sales Call

No matter what you are selling it is important to have a strategy going into any sales call. You should have an outline of what you want to talk about. You want to make sure you get everything you need to know about your customer because you may only get one chance. Telemarketing and phone sales are a booming industry. Many large businesses thrive on their telemarketing sales. With the right team in place anything is possible. Of course every product, service, and industry is a little different, but in this article we are going to discuss five basic techniques that could help improve any sales call.

First, you want to start with a solid opening. Introduce yourself, identify your company, and make sure you are speaking to the right person. Also make sure they requested information on your product or service.

Second, ask them a couple of open ended questions. Find out what they are looking for and what motivated them to request more information on your product or service. Motivation is very important to find out because it can help close the deal at the end.

Third, sell your product or service. After they tell you what you are looking for show them how your product can help accomplish their goals. For instance, if they are looking for an online MBA program talk about the features your program offers. Tell them it’s accelerated, affordable, and flexible. Every customer does research and will be shopping multiple programs.

Fourth, overcome the objections. Make sure you answer all of their questions and discuss their objectives one by one. This is a very important step in any sales process. If you do not uncover what’s keeping them from buying you will never gain their business.

Fifth, close the deal. After you discuss your product in detail, sell the features of your product, and overcome the objectives it is time to ask for the sale. Don’t demand the sale, ask for it. Let them know your product fits their needs and tell them the next step. Back to the online MBA program, tell them to fill out an application and request their transcripts.

As you can see there are a lot of ways to attempt to make a sale. This is just an example of a process we have found successful in the education industry. Building relationships with your potential client is huge. Take your time, answer their questions, and most importantly, follow-up. After a call or meeting make sure to email them and thank you for their time.

mokadatara.my.id

mokadatara.my.id…

Sometimes Being Put Into a Box Has It Benefits: Key New IRS Tax “Special Category” Changes

Among President Obama’s recent revisions to the tax code are several new categories as well as a host of changes to a number of current categories. Now that tax season has officially begun, tax professionals will want to ensure that their clients take full advantage of these changes.A� While some are minor, many are not. According to representative Daniel Reed, Chairman of the House Ways and Means Committee, these changes constitute “the first overall revision of our tax laws which has ever been undertaken.” These sweeping changes are already translating into content upgrades to many enrolled agent continuing education courses and tax CPE courses across the country, especially as tax professionals seek to better understand who benefits and who doesn’t.

New Benefits

Key areas for tax preparers to examine in terms of potential new benefits for tax payers include the following:

Annuitants

Can now use a new rule for computing tax exemption on annuities bought by themselves that allows a portion to be permanently tax-free.A� This portion is the yearly payment equal to the annuity’s total cost which is then divided by the total number of years of actuarial life expectancy

The taxpayer receiving a lump-sum payment under an annuity contract can figure the tax as if the sum had been paid in three installments over current and two preceding years.

Working Mothers

(Widowers and divorced or separated fathers) whose children live with them may deduct the cost of paying somebody to look after children less than twelve years old during working hours.

The maximum annual deduction is $600

The maximum deduction a working mother living with a husband can take is reduced by combined incomes exceeding $4,500

Retirees

Retirees 65 and over get a brand-new tax credit amounting to 20% of their taxable income up to $1,200.

Wives 65 or over also get the 20% credit on $1,200 of her own income (or, in community-property states, on the next $1,200 of joint income).

Retired workers below the age of 65, who are under local, state and federal pension plans, also get this credit, but only on pension incomes.

Stockholders

The first $50 of any dividend income is entirely tax-free

The remaining 4% of all remaining dividends may be subtracted from the stockholder’s income tax

Sales & Salesmen

People who sell outside of their places of business may deduct incurred expenses from taxable income (regardless of if they take the standard deduction on their tax returns)

Writers & Artists

For a maximum of 36 months, writers and artists may spread back over the entire work period for production work that took 24 months or more

Additional Noteworthy Updates that May Help Your Clients

Beyond these special categories, taxpayers in general will find some tax relief due to the additional overhauling of the rules of the tax code. Whether through an enrolled agent course or continuing education tax course, tax professionals familiarizing themselves with these changes will stand out to clients especially as they save them even more money than expected.

Here are two of the most anticipated areas where these gains are expected.

Parents of Working Kids

Millions of taxpayers outside these special categories will find some degree of help in various changes rules to rules on dependents and deductions. One change in particular rewards parents with ambitious adolescents who work summers. Previously, parents lost an exemption when dependent children earned $600 or more during the course of a year. Now, provided parents cover more than half the child’s total support, a parent may continue to claim exemptions for children under 19 and older children who are full-time students — no matter how much they earn. Moreover, they can continue to mark exemption on their own returns.

Business Owners & Losses

Losses may now be carried back two years that are deductible against taxes

Regardless of the philosophical qualms over putting people into “special categories,” the fact remains that tax preparers are poised to help their clients find exemptions come tax time.A� With such a significant amount of changes to the tax code, many tax professionals are looking to EA CPE and specific tax continuing education courses that explore these new or changing categories.

IRS Circular 230 Disclosure

Pursuant to the requirements of the Internal Revenue Service Circular 230, we inform you that, to the extent any advice relating to a Federal tax issue is contained in this communication, including in any attachments, it was not written or intended to be used, and cannot be used, for the purpose of (a) avoiding any tax related penalties that may be imposed on you or any other person under the Internal Revenue Code, or (b) promoting, marketing or recommending to another person any transaction or matter …