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Education World

Advice For Dealing With Your Student Loans

 

Are you about to embark on your college career, but worry the costs will be unmanageable? If so, you are like countless other prospective scholars who will need to secure student loans of one type or another. Keep reading to learn how to get the right terms so that your financial future remains promising.

Make sure you know what the grace period is for your loans before you need to start making payments. This is the period of time after your graduation before your payment is due. Staying aware of when this period ends is the right way to make sure you never have late payments.

If you have taken a student loan out and you are moving, be sure to let your lender know. It is important for your lender to be able to contact you at all times. They will not be too happy if they have to go on a wild goose chase to find you.

Think carefully when choosing your repayment terms. Most public loans might automatically assume a decade of repayments, but you might have an option of going longer. Refinancing over longer periods of time can mean lower monthly payments but a larger total spent over time due to interest. Weigh your monthly cash flow against your long-term financial picture.

Keep good records on all of your student loans and stay on top of the status of each one. One easy way to do this is to log onto nslds.ed.gov. This is a website that keep s track of all student loans and can display all of your pertinent information to you. If you have some private loans, they will not be displayed. Regardless of how you keep track of your loans, do be sure to keep all of your original paperwork in a safe place.

If you have the ability to pay more than what you owe on your loans, try to get those with the highest interest taken care of first. Repaying based on balance size could actually cause you to pay more in interest than you otherwise would have.

Pay extra on your student loan payments to lower your principle balance. Your payments will be applied first to late fees, then to interest, then to principle. Clearly, you should avoid late fees by paying on time and chip away at your principle by paying extra. This will reduce your overall interest paid.

Before accepting the loan that is offered to you, make sure that you need all of it. If you have savings, family help, scholarships and other types of financial help, there is a chance you will only need a portion of that. Do not borrow any more than necessary since it will make it harder to pay it back.

If college is on the horizon, and your finances are too modest to cover the expenses, take heart. By spending some time exploring the ins and outs of the student loan industry, you will be able to find the solutions you need. Do your homework now and ensure your ability to repay your loans later.…

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Education World

Does Hiring A Math Tutor Really Work?

Math is not always the easiest of subjects. New topics like algebra and calculus are challenging at first, and if students are not able to pick them up from the beginning, they often end up being lost the rest of the school year. One of the best ways to help students get on board right from the beginning and avoid math becoming a problem subject, is to get extra math assistance early on.
Math tutors are qualified individuals who have ample tutoring experience. Students who take help from a tutor find it both helpful and encouraging. Students have the opportunity to build a good relationship with their tutor and openly discuss any problems they have with the subject. This allows tutors to focus specifically on those areas, thus improving the student’s knowledge of the topic and helping them solve problems and sums more easily as well.
Benefits Of Math Tutoring
One of the best advantages of hiring a math tutor is the opportunity to practice with an expert, ensuring that you get your steps and solutions correct, as well as tips and shortcuts. Tutors generally have plenty of relevant practice material that students can work on themselves or with the tutor, to improve their problem solving skills. Students can find math games and puzzles on online tutoring sites, much of which is free.
Along with tutoring, students are expected to do their part by attending class regularly, practicing, and trying to solve new problems. The few hours spent on tutoring each week are meant to teach and clarify theory so that students are fully at ease with it. They will have to make time to practice questions on their own which will help them gain confidence in their problem solving skills.
Online Math Tutors for Individual Help
With the launch of the internet, tutoring has gone online and is now accessible to students wherever they might be. You can find hundreds of math tutors on the internet and choose the ones you would like to study with. Online tutoring is appreciated by students and parents for it’s flexibility, safety and 24×7 availability which allows students to get help whenever they want.
Tutoring is most effective when students work individually with a tutor. Tutoring centers and after school swot programs teach students in small batches. This is great for students who are reasonably adept at math but students who require more extensive help will benefit more from one on one tutoring.…

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Education World

Techniques for Finding an Online Tutor

In the world of education, virtual learning is constantly on the rise and the preferred method of learning for most students in the 21st century. It is very important to know that not all virtual classrooms are equal. Therefore, individuals must have a game plan in place when finding online tutors.
There are three techniques that individuals should consider when selecting virtual tutors. These techniques include the following:
1. Pay Attention to the Tutor’s Background: Whether a tutor conducts tutoring sessions on-ground or online, it is very important for prospective clients to focus on the tutor’s training and tutoring experience. A great way to assess the tutor’s knowledge is to ask specific learning questions regarding the reason in which one is seeking tutoring services. For example, individuals could ask questions on how he or she would approach a learner with a specific learning situation.
2. Check Out the Virtual Classroom: Most online tutoring programs should have a demo in which prospective learners can utilize to see if their learning needs can be met. The best virtual classrooms will allow learners to interact with their online tutor. For example, there are some virtual classrooms in which allow learners and instructors to share documents, speak using a microphone or even a webcam.
Individuals who discover that there is only a whiteboard and chat feature should make sure that they check around and compare tutoring services with other online tutoring providers. In education, learners will do better when all four learning modalities are stimulated. These learning modalities include the following: visual; tactile; kinesthetic; and auditory learning styles. In other words, learners want to be engaged in their tutoring sessions and tutors must be prepared to meet these learning needs, as well as, select a versatile virtual learning platform to conduct tutoring sessions.
3. Ask about the Recording Feature: The best feature about virtual classrooms is that they are recorded. In other words, every chat or action is recorded in real time, which can provide valuable information to learners and parents to document the learners’ progress and hold each individual accountable. Online tutors can provide this information for learners upon request. If individuals have selected an online tutoring company, they can ask the authorized representative for this information. Please keep in mind that individuals are only able to gain access for only tutoring sessions that involve them. While there may be a policy in place for the number of recorded sessions allowed to be obtained, it is well worth the effort to have this type of information available for one’s own child or oneself.
The best way to find an online tutor is to locate one in one’s area or who can service your area. Chances are, individuals will find a plethora of qualified tutors who can conduct online tutoring sessions. By using these techniques, individuals are bound to find the best fit for either child’s or own learning needs.…

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Education World

Starting a Home Based Tutoring Business – Or Another Home Based Business That Works

Starting a Home Based Tutoring Business – Why Would You?

If you’re looking at starting a home based tutoring business, it’s likely that you want to enjoy some or all of the many benefits of working from home. There are many, of opportunity to set your own hours, to spend more time with your family, to reduce costs and time lost commuting to and from an office, the flexibility to work whenever you’re in the mood, and on and on the list goes. Also, if you’re looking at starting a home based tutoring business, you probably love to help people. You enjoy watching other people succeed. You have a lot to give, and are a great communicator. You’re able to help other people see their challenges in a new light, and guide them past their roadblocks to find whatever success they might be after. Sound about right?

Starting a Home Based Tutoring Business – Your Tools Are Universal

Fortunately, starting a home based tutoring business is just one of many ways to experience the benefits of working from home, and using the gifts that you have as a person. What you may not realize is that these gifts and tools that you have as a person are very universal in their application. You may not realize it, but there is a serious demand for people with this kind of skill set – great communication, understanding, problem solving, a passion for helping others – and that people with these skills have been known to go far and do great things in their lives.

Especially when you throw in a dash of the entrepreneurial spirit. People with these types of skills often do very well in business, because they make great leaders. They understand that leadership is about being in a position of positive influence. And having a positive influence is about creating a relationship of mutual trust and understanding, and being able to communicate a solution. These skills can be applied in so many avenues…whether you end up starting a home based tutoring business, or looking into other avenues that might involve a similar type of one-on-one coaching and mentoring and still working from home.

Starting a Home Based Tutoring Business – Or Any Other Home Based Business That Works

The bottom line when you’re looking at starting a home based tutoring business, or another more automated online home based business, is that you don’t have to reinvent the wheel. You have a skill set that is an amazing asset. It’s all about finding the right vehicle. Follow these steps when you’re evaluating your options…

Google like crazy – get all the information you can about a given opportunity. Read reviews and articles, watch videos on YouTube, and try to be as objective as possible.

Opt in for more information – whether you’re looking at starting a home based tutoring business or any other kind of home based business, there are people out there who will offer you more information in exchange for your name and email address. There is no harm in this, as you can always opt out later on. But this is generally a great way to learn more about what’s actually involved in a given opportunity.

Talk to a real live person – This may require that you raise your hand in some fashion and ask for someone to give you a call back, but be sure that you talk to someone who is actually doing what you’re looking at doing. This is critical. If you can’t get in touch with a real person, that business opportunity is likely not very legit.

Trust your instincts, and take action!

Maybe starting a home based tutoring business is the right avenue for you to pursue, and maybe you’ll want to look at other options. Whatever you do, be sure to connect with someone who is experiencing the kind of success that you’re after, and try to establish a mentoring relationship with that person. Some of the more automated home based businesses have this type of mentoring built into the business opportunity, and you’re essentially handed a step-by-step pathway for success. Be sure you’re aware of all of the options and opportunities out there, and follow the steps outlined above to guarantee your success in whatever vehicle you choose.…

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Education World

Math Teaching Tip #1 – Remembering What It’s Like Not to Know

I had been to London a few times before, so I knew my way around pretty well. Nevertheless, I always carried a map. So I felt sure that I would not have any trouble finding my way to my appointment with a local education official-especially since he had given such good directions: “Take the Northern Line; get off at the Elephant and Castle; go straight out the door and cross to the other side of the road; go up the first street a couple hundred meters; our office is on the left, just before the park. You can’t miss it.”
That sounded pretty easy. I had ridden the Northern Line of the Underground dozens of times, although I had never gotten off at the Elephant and Castle. So I got off the Tube at the correct stop and went up the escalator, thinking to head straight out the door. That’s when my troubles began. When I got to the top of the escalator, there was not a door to go straight out from-there were five doors, all distributed around the circumference of a circular-shaped exit/entry area! The official hadn’t mentioned that. I had no idea which direction to exit. So much for “go straight out the door!”
But all was not lost. I had my trusty map, and I knew the name of the street I was headed for, so I just headed out the nearest door to look for the street sign. As I emerged, I discovered that the tube stop was a round island surrounded by several wide lanes of swirling traffic, with streets radiating out in several directions. The street signs in London are embedded in the walls of the buildings, and none of them could be seen from where I stood. (What is the practicality, I wondered, of street signs that are only visible once you’ve actually turned onto the street? Do they serve to offer reassurance to people who already know where they’re going?!)
It took a long time for me to wander around that circus (well, that is what they call it) until I finally found the right street. I finally arrived at my appointment somewhat late and rather perturbed. But the experience was not lost on me. The man had given me directions that described exactly what he did every day. But he failed to take into account that I had never been there before. And the fact that he did not remember what it was like to be there for the first time caused him to omit important information, which rendered his directions meaningless to me. They would only make sense to a person who had already been there! “You can’t miss it,” indeed.
It struck me as I left my appointment that this was a perfect metaphor for what often goes wrong with math education. I once heard a teacher introduce fractions to his class by pronouncing “numerator,” and “denominator,” writing them on the board, quizzing his pupils on the correct spelling of the words, and then verbally defining their meaning. While his presentation was technically correct, and was an accurate description of how he thought of fractions every day, the lesson was meaningless to many of his students because it provided no connection to physical or visual experience. The instructor had forgotten what it was like never to have seen or considered a picture of a fraction before, or to have divided an object or groups of objects into fractional parts. He had forgotten what it was like to not know about fractions. As a consequence, his instructions would make sense mainly to students who already knew about fractions; but the lesson would go right over the heads of other students, even when they’re diligently paying attention.
Fortunately, most teachers now know better than to present a fraction lesson like that-although that style of presentation is still pretty much the norm in algebra classes! To introduce fractions, it is more typical for the teacher to begin by drawing a circle on the blackboard, drawing vertical and horizontal diameters through it, shading three of the four resulting parts-and then proceed to tell the students that since there are four parts altogether, and three of them are shaded, we call this “three fourths.” A few teachers might consider this one illustration sufficient to define all fractions. But most teachers would provide several pictures of different fractions, and then ask volunteer students to name them properly. They then consider their introduction complete.
This type of presentation seems to many teachers to cover all the bases, so they are surprised and dismayed to discover later that a couple of their students still have no understanding of basic fractions whatsoever. Naturally, teachers feel a need to account for this “I taught it-but they didn’t learn …

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Education World

Private Tutor For Discrete Math – How Helpful Is That?

Discrete math is one of the most important parts of mathematics. The subject deals with a finite set of objects which are discrete, disconnected from one another, and each of which is complete in itself. Thus, it deals with integers and finite numbers rather than infinite numbers and real numbers. The subject deals with trying to figure out different ways in studying sets of objects, and their properties.
It has some really interesting topics such as probability, which deals with calculating the chances of an event to occur. If you understand the concepts of probability well, and get some sufficient practice in the application of the concepts to various sums, then you would really be able to get an edge. People who understand probability are exceptionally good at card games like poker, and also at making accurate bets. To get a better understanding of the subject, you can opt for the private math tutoring services.
Discrete math also has some other interesting topics such as the game theory, utility theory, etc. These topics are essential in being able to understand various rules in games like baseball. They are very interesting, and once you have been able to get the concept well in your mind, you would find that the range of real life situations where they can be applied is just too high.
Discrete math is also the fundamental base for operations research, which is a management subject. In this subject, young to-be managers are taught how they can achieve goals within a set of constraints. These are thus very important subjects, and no student can afford to ignore them. There are many private math tutor services available now which can help you get some practice here.
You would also hence observe that this subject plays a very important role in the SATs. The math paper of the SATs has a very large part dedicated to discrete math. Thus, even from an exam point of view, it is essential that you master this subject. If you are able to grasp the concepts quickly, you would then be able to appreciate the simplicity and the beauty of the subject, which would help you score really high marks.
Thus, if you would like to gain some expertise here, then private tutoring is an option which you must consider. The best math tutors these days are not just available only in big cities like Chicago or Charleston. You can also find math tutors in other cities of Illinois like Arlington, Glendale, and so on. This is possible now with the help of private tutoring websites. You can also hire the math tutors listed here for one on one private tutoring lesson.…