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30May
College Adivce: What You Should Know About Student Loans

 

Getting the student loans necessary to finance your education can seem like an incredibly daunting task. You have also probably heard horror stories from those whose student debt has resulted in near poverty during the post-graduation period. But, by spending some time learning about the process, you can spare yourself the agony and make smart borrowing decisions.

There is hope for you if you find yourself in a tight financial spot where you cannot keep up with student loan payments. Lenders will typically provide payment postponements. If you take this option, you may see your interest rate rise, though.

Before accepting the loan that is offered to you, make sure that you need all of it. If you have savings, family help, scholarships and other types of financial help, there is a chance you will only need a portion of that. Do not borrow any more than necessary since it will make it harder to pay it back.

If at all possible, sock away extra money toward the principal amount. The key is to notify your lender that the additional money must be applied toward the principal. Otherwise, the money will be applied to your future interest payments. Over time, paying down the principal will lower your interest payments.

To keep the principal on your student loans as low as possible, get your books as cheaply as possible. This means buying them used or looking for online versions. In situations where professors make you buy course reading books or their own texts, look on campus message boards for available books.

Far too often people will rush into signing the student loan paperwork without carefully analyzing the terms and conditions of the loan. Asking questions and understanding the loan is essential. There are unscrupulous lenders who will take advantage of the unwary.

Never sign any loan documents without reading them first. This is a big financial step and you do not want to bite off more than you can chew. You need to make sure that you understand the amount of the loan you are going to receive, the repayment options and the rate of interest.

To get the most out of your student loan dollars, take a job so that you have money to spend on personal expenses, rather than having to incur additional debt. Whether you work on campus or in a local restaurant or bar, having those funds can make the difference between success or failure with your degree.

Starting to pay off your student loans while you are still in school can add up to significant savings. Even small payments will reduce the amount of accrued interest, meaning a smaller amount will be applied to your loan upon graduation. Keep this in mind every time you find yourself with a few extra bucks in your pocket.

You may feel intimidated by the prospect of arranging the student loans you need for your schooling to be possible. However, you must not let the bad experiences of others cloud your ability to move forward. By educating yourself about the various types of student loans available, you will be able to make sound choices that will serve you well for the coming years.…
24Feb
How Does Online Tutoring Work?

While the education system’s effectiveness is up for debate, there is no denying the most beneficial way to educate someone is in a one-on-one setting. Up until now, it was believed you had to be face to face in order to receive a quality tutoring session; the times have certainly changed.
Children today are what we call digital natives. In their eyes, life could not exist without the internet and all of our advanced technologies. Facebook, Twitter, Skype, video games, etc. have created a culture in which young people magnetize to technology. Schools and parents all over the country are using the internet to boost academic success by utilizing online tutoring services in an attempt to close or even create achievement gaps.
How exactly does this all work? It might not be as complicated as you would think and your tech savvy son or daughter would catch on to the concept almost instantly. It all starts with finding a good online tutor. Once you have found a tutor and set up meeting times, you will be given access to the virtual classroom via a link that is emailed to you. You would then click the link at the appropriate time and enter the virtual classroom for the tutoring session.
The virtual classroom has a fantastic set up. The tutor can use a video and audio feed to communicate with the student during the session. Participants also have the ability to chat with each other live in a chat box. Each virtual classroom has a whiteboard available in which both the tutor and the student have the ability to manipulate. Tutors can also upload PowerPoint presentations, Microsoft Word documents and YouTube videos directly in the classroom and use these resources to provide high quality instruction. Tutoring in the virtual classroom opens up several instructional avenues that simply don’t exist in the traditional tutoring setting.
The days of traveling to the library to meet with a tutor who can only do worksheets are long gone. No more cleaning the house or using extra gas to meet at an inconvenient location. All of the tutoring takes place from the comfort of your own home. Kids love it too! They don’t feel intimidated or incompetent when they meet with the tutor because they are in a comfortable setting; online via the computer.
Tutoring online, however, is a rather new practice. Finding experienced tutors in the online setting can be somewhat difficult. The key is to look for a tutoring business or individual tutor who has at least 2 years of experience educating in an online classroom. A competent online tutor has training, experience and skill in the online education setting. Before committing to any services, be sure to ask the tutor questions regarding how it all works. The tutor should be well versed and educated when describing the process.…
8Feb
Troubleshooting Common Problems As a Tutor

All businesses have issues that arise repeatedly. Here are some common issues that repeatedly arise as a tutor and how to overcome them.
How do you deal with uncooperative tutors?
It’s your job to make sure that a tutor you hired is qualified to teach in the subject you hired them for; it’s the tutor’s job to teach and give you the necessary feedback. If a tutor you have hired consistently does not give you the following:
1) feedback either through email or phone after the tutoring session,
2) is late to tutoring sessions,
3) is rude to the student and/or parent, or
4) is insubordinate to you,
Terminate the independent contractor agreement with that tutor. It is pointless putting up with someone unwilling to work in a professional manner.
How do you deal with uncooperative students?
Believe it or not, students do not always want to be tutored. Whereas it’s the tutor’s job to motivate the student, sometimes students just don’t want to be taught. If the tutoring is becoming counterproductive to spite you and your tutor’s best efforts, tell the parent that he or she needs to seek tutoring someplace else.
How to you dead with late payments from parents?
Accept credit cards as your primary means of getting paid-it makes life and collections a lot easier. Payment problems do occur because of a credit card being declined, bankruptcy, etc. The best way to handle this is to just give the parent a call, explain the issue, and resolve it the best way possible. It may be that you have to work out a payment plan. If all else fails, call a collection agency.
Should I do Background checks on my tutors and how much does it cost?
Never hire someone without doing a background check first. Background check usually cost around $25 per background check.
What if I have a tutor who wants to steal away a student from my tutoring service?
This is the reason we have the tutors sign non-compete agreements. Violation of your non-compete agreement could be grounds for a lawsuit.
Should I charge for academic assessments prior to tutoring?
Charging a flat rate for academic assessments prior to setting up a student with a tutor is a good way to make an additional source of income for your tutoring business.
I hope this has been a helpful article on common problems that arise in tutoring. Good luck!…
31Jan
10 Reasons Tutors Can Improve Your Kids Grades

Hiring a private tutor for your child is actually one of the most effective ways to increase their performance in school. Here are the top ten reasons how tutors can help improve your kid’s grades:
1. Private tutors can help improve your child’s performance by making them more focus on their lessons. This is probably because of the one-on-one learning environment that your child could enjoy with their private tutor.
2. Tutors can also be your kid’s best friend. Another benefit of hiring a private tutor for your child is that, you always have the power to pick the one that will work with your child’s attitude.
3. Having a private tutor doesn’t necessarily mean that your child is totally slow in understanding. For most of the time, children are doing great with their classes except for those subjects that might be a little complicated for your kid like science and math. A tutor with specific subject specialty can effectively stimulate the interest of your child to learn these subjects and enhance their performance.
4. Tutors can contribute a different point of view or introduce fresh approach of learning to you child about their covered subject. In this way, your kids can acquire extended knowledge that they can use during their actual classes.
5. It is proven for numbers of times that a person’s attitude is always contentious. Well, specialized tutors are highly passionate about the subject that they are teaching. This could also affect the interest of your kid toward such subject. Through their passion, tutors may share their fascinations with your child and make them embrace the subject they used to hate.
6. Due to many distractions, often time your child misses a lot of points of their lessons during their actual classes. The problem about this is that a classroom-based teacher may not have enough time or ability to attend to your child’s concern. Hiring private tutors gives your child a chance to catch-up. In this way, you can ensure that your child is always on the right track.
7. Your child will surely appreciate the personal learning approach that their private tutor can provide to them. Unlike studying in a crowded classroom environment, your child will not feel any hesitation to ask any question with their tutor. Again, this will help them capture all the key points of their lesson and effectively improve their grades.
8. Experienced tutors are trained to evaluate the learning capacity of a child. They can easily design a lesson plan that will work specifically for your kid in a way that your child can clearly understand and absorb.
9. Let’s face it… Due to the rapid development in most of the school’s curriculum, changes in some subject’s principles or simply because of our weak memory, we cannot provide answers to our kids whenever they ask us something about their homework. This will not happen if you get your child their own private tutor. Professional tutors always keep themselves updated with their area of expertise. They can guide your child throughout their assignments and make them prepared for classes the following day.
10. Aside from providing systematical method of learning, tutors can also point out the student’s mistakes during the process of study without making them loss their self-esteem.…
13Dec
The Whole Truth About SAT Tutoring

Preparing for the SAT examination can be a trying experience. It requires months of dedication, perseverance and serious study, no matter how adept you are at problem solving. The design of the test requires you to be conversant with all subjects, and also have a flair for handling topics and writing objective essays.
If you are looking for a tutor to help with preparations for the SAT examination, it is best to understand where you stand, and what you are looking for from the tutoring. Finding a local tutor can save a lot of traveling time. You must understand how comfortable you are with the subjects involved, and have an assessment of the level you are looking to attain with coaching.
The first thing you must understand when looking for SAT tutoring is that you cannot get a certain formula which can be followed to master the test. The fundamental of this examination is an understanding of the concepts and their application. There is nothing that can simply be committed to memory to give you sure results.
Tutoring can certainly help you a great deal. There is a lot of advice and guidance that can be sought when you are in doubt and have troubles with certain topics of a subject. Fundamentals and theories can be explained and you can be given more exposure and practice to help you attain a greater level of comfort.
When you seek the assistance of a tutor, there is a very clear picture that you will have on the nature of questions that can be posed. You will understand the relevance of different topics in the examination, and have a better approach to how you must deal with topics. SAT tutoring can also help you with your essays and reading comprehensions. These two sections can only be mastered with practice, which the tutor is well equipped to give you. SAT tutoring is designed to expose you to more likely situations and questions.
The SAT examination is a time bound exam. There is only a limited time frame within which all questions must be attempted. Tutoring will help you practice answering questions in the same constraint and give you an idea of how successful you have been. This practice is bound to stand you in good stead. You will notice that the guidance given by your tutor in conjunction with your own diligence and hard work will start to pay off in time. It is easy to better your performance with a judicious mix of the two.
It is important to do your own groundwork and not rely on the tutor entirely. Give the SAT tutor their due, but make sure that you also supplement this with your own efforts. While the tutor is your guiding force and can help improve your performance, it is certainly not enough to rely on sessions with the tutor alone to make a success of the SAT exam. You must take it seriously and you are almost certain to make a career for yourself.

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5Jul
A Reading Tutor For A Solid Foundation

Reading is without a doubt the single most important skill when it comes to learning. It is the most basic foundational element upon which all other learning is based. In the distant past an oral tradition existed, all knowledge was passed on through word of mouth because very few people knew how to read and write, and learning took place for the most part by listening. Today it is just the opposite, almost everyone knows how to read and write and the written word has become the normal method of passing on knowledge and learning. A reading tutor can help provide this solid foundation upon which a lifetime of learning can be built.
A firm grasp on being able to read and to comprehend what is read is at the heart of learning. The introduction of the internet and of electronic forms of books has many educators worried that writing may become a thing of the past and that instead of learning to write when you start school you will be taught how to type, but the need to know how to read well will not be going the same way anytime soon and reading will remain the most important tool in learning. A reading tutor can help a student to improve this tool and learn to use it in better ways to improve the learning process.
Comprehending what you read and being able to retain that information is almost as important as being able to read the information in the first place. Learning is in essence nothing more that consuming information, understanding what that information means, and being able to remember that information and correctly apply it when the situation arises that requires that information. It takes the total package in order to successfully learn. Without all three steps taking place there is no learning, leaving any one of them out will cause a short circuit leading to confusion rather than to learning. A reading tutor can teach your child methods for increasing his reading comprehension.
Reading, however, can be about more than just learning. Reading can be a wonderfully relaxing leisure time activity where a person can become immersed in other worlds and other people’s lives and explore subjects that they find fascinating. Imaginations can be stimulated and the thirst for adventure slaked without ever having to leave your house. All of the collected knowledge of mankind can be found and experienced in a book somewhere.
Unfortunately, the older a person gets the less likely it is that he will reach out and seek help for any difficulties that he may have with reading. As a person ages the fear of ridicule for a problem that should have been corrected when they were a child increases and that fear keeps many people who could benefit from a reading tutor from seeking assistance. As soon as you suspect that your child may be having problems with reading it is important for you to get him the help that he needs to overcome those problems. A reading tutor should be a consideration for every child.…
1Jul
Professional Tips For Employing A Tutor For Your Child

A lot of parents today are taking advantage of recruiting tutoring services for their kids as a result of the attraction it has in boosting grades in addition to giving their child elevated academic confidence.
As a tutor and Certified Teacher, I have included a few personal attributes that I believe are very important when choosing the right tutor for your girl or boy.
1. Supportive, Cordial and Encouraging
It’s vital for tutors to present themselves and to communicate in a warm, friendly attitude with their young student. At times, young boys and girls seem to be able to see through adults better than we do. Children are able to deduce whether the adult is on their side with true intentions or whether the adult has an alternate reason for being with the child.
Fantastic tutors must also appear friendly and having a fun to be with attitude, as opposed to Mr. Authority who never smiles. Doing so will put the boy or girl at ease and produce a more relaxed and favourable learning environment.
2. Understanding and Experience in Subject
This may seem obvious, but it’s vital that the tutor is both experienced and knowledgeable in the subject area. Students look up to tutors who are remarkably talented or knowledgeable in a specific area.
When a tutor doesn’t appear convincing, that tutor will lose the confidence of his pupils. However, it’s not totally necessary that the tutor be someone who knows everything there is to know about the subject, but someone who knows the subject extremely well and is totally confident to teach it. For Example, there are people out there who are experts in their fields and subject areas, but many are unable to effectively demonstrate their knowledge to others.
It’s satisfactory knowledge of the subject area and practical experience in teaching the subject that is indispensable for tutoring young boys and girls.
3. Planning
Should you expect your child to be prepared for his or her tutoring lessons when the tutor is not poised to give the lesson in the first place? The tutor must be prepared for the student as well as the lesson.
Getting Ready includes: acknowledging the learning needs of the student, maintaining teaching materials, and also pre-planning that may include talking with the classroom teacher.
4. Passion
Young boys and girls are very receptive to picking up on vibes from both adults and other children. When a tutor is enjoying teaching, the student becomes more open minded to what’s being tutored. Additionally, a tutor can transfer a learning desire when he or she has already established strong teaching commitment.
5. Tolerance
I wasn’t going to include this quality because it goes without saying. If the tutor loses patience, a young student can interpret this a being his or her fault and not the inability of the tutor doing the tutoring. The student must feel at ease in his or her learning environment which can only be achieved with a tutor who is patient.…