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Education In The World

Solution of All the Language Related Problems of Pakistan

It is a known fact now that Pakistan is an unstable country due to many diverse reasons. Negation of the fact will lead to nowhere. It is high time that we must accept this fact and try to find methods to stabilize our country sincerely.
There are many known problems, which are always pointed out by the national and international media like the corruption and the terrorism. While these are acute problems, there are many other problems, which are just as intense but are somehow overlooked. For example, the lack of respect for the languages spoken in Pakistan is one such problem.
There should be a six-step approach to solve all the language related problems of Pakistan.
1. Acceptance of Urdu as the National Language
Every now and then, there is a debate on whether or not Urdu should have been declared the national language. The health of the decision is weighed repeatedly without any results ever. We should train our minds to trust the vision of Muhammad Ali Jinnah and to accept Urdu as the national language.
2. Acceptance of the Regional Languages
We must be tolerant of the fact that people belong to different regions and ethnicities in Pakistan and all of them might not know Urdu. This is totally okay. Everyone has the right to speak his or her mother tongue. Actually when Muhammad Ali Jinnah declared Urdu as the national language of Pakistan, he missed one acute point. The regional languages should also be made second or third national language of the provinces.
3. Accepting the past mistakes of the establishment in East Pakistan
It is an extremely unfortunate fact that the lack of respect for the Bengalis and their language, Bangla was also responsible for the partition of Pakistan. It is high time now that we accept that it was a mistake. We can learn from mistakes only after we accept them.
4. Accepting the present mistakes of the establishment in Baluchistan
Nawab Akbar Bugti passed a bill in the Balochi parliament that Balochi language will be taught to students from the first grade instead of Urdu. After the murder of Akbar Bugti, Pervez Musharraf forcefully reverted to Urdu in the schools of Baluchistan. This has caused a lot of resentment in Baluchistan.
5. Educating the masses about the importance of Urdu
Urdu language is important for the national harmony. In a country of more than a dozen regional languages, there must be a common platform where people of the country can stand united. Urdu is such a platform for Pakistan.
6. Treating the languages just like the developed nations
There is one thing common among the developed nations of the world. They respect their language and take deep pride in speaking them. If we want Pakistan to be among the developed nations, we must respect Urdu. We will have to come out of our inferiority complexes regarding our own languages. Learning English might be an asset, however being good in Urdu is a necessity.…

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Advice From Enrolled Agent School Graduates Averts Big Tax Mistakes

Advice From Enrolled Agent School Graduates Averts Big Tax Mistakes

Advice from a high quality tax expert helps people avoid mistakes they can make with limited information. A top source of assistance on tax matters is enrolled agents. Graduates of enrolled agent school learn about only tax subjects for their professional examination. By contrast, the CPA exam covers other topics.

Differences in the services of an enrolled agent vs. CPA became clear when national accounting firm KPMG marketed a tax shelter to owners of S corporations. As it turns out, the arrangement appears to have destroyed taxpayer S corporation elections.

The tax shelter involved S corporation shareholders donating shares to a tax-exempt entity. When the type of income was interest and dividends, the charity had tax-free income and did not incur tax on “unrelated business income.” During a pre-determined period, the S corporations made no distributions to shareholders. At the end of the period, the charitable organizations donated the shares back to the original owners.

The income that had accumulated tax-free within the corporations was then available for distributions to shareholders. Instructions from enrolled agent exam preparation convey that distributions to S corporation shareholders are not taxed because the shareholders have already paid tax on the corporate income. But the KPMG program sheltered the income from tax. The result was nontaxable distributions on income that was never taxed.

It all seems like a neat way to legally avoid tax. However, enrolled agent classes reveal that nothing is ever neat when applying the tax code. The work is always fraught with difficulty and challenges.

One of the measures KPMG had to implement in the tax shelter was assurance that the stock shares would revert back to an original owner. To protect against a charity’s refusal to return shares, warrants were issued to the original shareholder. These warrants enabled potential purchase of a large number of new shares that could dilute the charity’s holdings into insignificance. In addition, shareholders retained control over their S corporations during the donation periods by only donating non-voting stock. They retained a separate class of all the voting shares.

These facts would have raised an eyebrow of any IRS enrolled agent if only a purchaser of the KPMG tax shelter had consulted with one. The troubling feature of the entire program is the multiple classes of stock. S corporations can only have one class of stock. Distribution and liquidation rights must remain identical for all shares.

The court pointed out that warrants are alternative “instruments, obligations and arrangements” that are prohibited for S corporations. That is, the warrants prevent the charity from future enjoyment of the full rights of distribution and liquidation. This case points out the trouble with S corporations using warrants or options to achieve discriminatory results among shareholders. Adding that information to EA continuing education can allow enrolled agents to save many taxpayers from the agony of losing S corporation status.

IRS Circular 230 Disclosure

Pursuant to the requirements of the Internal Revenue Service Circular 230, we inform you that, to the extent any advice relating to a Federal tax issue is contained in this communication, including in any attachments, it was not written or intended to be used, and cannot be used, for the purpose of (a) avoiding any tax related penalties that may be imposed on you or any other person under the Internal Revenue Code, or (b) promoting, marketing or recommending to another person any transaction or matter addressed in this communication.…

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Increase Client Referrals and Grow Your Psychotherapy Practice

Increase Client Referrals and Grow Your Psychotherapy Practice

How do some clinicians create such a successful private practice while others continually struggle? Well, there is no simple answer to this question but you can be sure that consistent referrals are a significant contributor. How do clinicians successfully receive a steady flow of incoming referrals? Again, there is no simple answer to this question either. However, with a little perseverance, investment, effort, and resourcefulness, you’re on your way to increasing referrals and growing your psychotherapy practice.

Have you ever heard that the best advertising is word of mouth? It has the potential to spread faster than any marketing or advertising campaign. I once had a client tell me that I had a “following” in the town where she resided. I chuckled and took it as a compliment. After further thought, I realized that this was a result of a long-term strategy to increase client referrals. This client as well as many others has referred their friends, neighbors, fellow church-goers, and the list goes on. The following recommendations may seem obvious but you would be surprised at how many clinicians do not practice these principles:

Return existing and new client phone calls/voice mails within 24 business hours. I can’t tell you how many clients have complained about previous therapists failing to return their calls in a somewhat timely manner or at all.

Try to only cancel sessions rarely and when completely necessary. Many clients appreciate the consistency of a therapist who provides weekly sessions with little interruption. The therapist is seen as responsible and reliable.

Be as flexible as possible when scheduling clients. Working around a client’s busy work or family schedule is appreciated and more likely to generate referrals than expecting the client to work around the clinician’s schedule.

Put your best foot forward in every session. Remember that your clients invest time and money to participate in sessions. Their time is valuable and so is yours. Make the most of it.

Don’t push the client to schedule again or appear desperate for more sessions. If you do not need to clinically schedule a particular client every week, allow the client to decide when they would like to come in for the next session. There is nothing more off-putting than a human service provider in desperate need to make money or “increase business”.

Of course, the bottom line is often the client’s relationship with the clinician as well as progress in treatment. Identify treatment goals at the beginning of treatment and measure progress every four to six weeks or so. This is clinically sound practice and helps the client feel like they are working towards established goals. Many people fear therapy because it appears so open-ended and they do not know what to expect. It is our job as clinicians to provide the client with realistic expectations in therapy. The specifics surrounding realistic expectations can also be incorporated into the consent for treatment form. If you are unfamiliar with any of the concepts described in this article or require further information, you may want to seek continuing education for counselors or social worker continuing education. Realistic expectations in the psychotherapeutic relationship are often incorporated into Law and Ethics CEU course material or Ethics CEU course material.…

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Why Not Consider Continuing Education To Add to Your Expertise

Why Not Consider Continuing Education To Add to Your Expertise

In today’s uncertain economic times it is vital we all stay up to date with a chosen profession or working knowledge of expertise in the industry we work within. With the rise in unemployment in all age groups and a significant rise of unemployment in under 25’s, it is now a serious cause for concern and important to identify and decide on a sustainable education and employment route.

The “Department for Education and Skills” (by the UK’s Government) has confirmed plans to raise the school leaving age in England by 2013, thus young people will be required to stay in either; full-time education or training, including school, college and home education, or work-based learning, such as an Apprenticeships, part-time education, training or volunteering more than 20 hours a week.

The new law is called the “Education and Skills Act 2008”. Essentially this may not necessarily mean that pupils have to stay in the classroom or continue with academic lessons however students will have to continue to receive training at a certain level until they reach the age of 18.

This might mean a student is encouraged to stay at school and do (or complete) their GSCEs and A levels, if they have not already done so. Students could improve their skills through taking a course in “Foundation Learning” which will benefit them if they decide to go in to further education eventually. Another option for a student is to gain some practical experience in a subject that interests them by doing a “14 to 19 Diploma.” All of these options will be beneficial for future development, educational progression and future employment, as it shows commitment to future employers.

Students can start an apprenticeship and get some on-the-job experience of work and training, whilst some carrying on with part-time study. Many companies are offering the new style “modern apprenticeship” which means a student has a way of earning an income, whilst gaining a valued vocational education. Thus lessening the financial burden for the student, but adding a valuable hands-on experience whilst continuing their studies and educational progression.

Another option is to study at school until the age of 18, then go college part-time whilst having part-time employment. This could possibly make the study process longer by possibly one or two years (depending on the course or area of study), but it could be very beneficial in reducing the overall cost and educational burden to the student.

Although at the same time this could be to the students’ advantage as within 2 to 5 years the employment landscape should have started to recover and the opportunities available should be significantly increased for graduates. Because the chosen path for education was a “Continued Education” this will have added to the student’s expertise and working maturity, whilst showing commitment and having valuable work experience over their non part-time counterparts. The same can also apply to mature students or people wanting to update their qualifications to better their chance in future employment progression.…

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Continuing Education for Early Childhood Educators

Continuing Education for Early Childhood Educators

Teachers are required to take a certain number of Continuing Education hours every year. These continuing education or clock hours come in a variety of ways on a variety of topics.

Different employers may offer different training opportunities. My first job was at a child care center in MN. We did not receive any clock hours or ongoing training there. While it was a requirement, we had to take care of our own training outside of the workplace. The easiest way at the time, was to read articles and write a report on them (I’m not sure if this means of earning clock hours is even allowed anymore). When I worked for the school district in MN, we received pretty much all of the training/hours we needed. Now I am working at a child care center in WI. While we do receive some training, the opportunities aren’t there to receive all the required hours. What many people may not realize is that this can actually be a good thing. It allows us to choose our own training, depending on what our personal needs are.

Training is available on behavior issues, working with parents, as well as developing literacy, math, science, music, art, etc. Clock hours can be earned through short workshops, all day conferences, online courses, home study courses, and even work experience (such as mentoring student teachers). Requirements vary on the state and type of organization. A MN teaching license requires 125 clock hours over a 5 year period to renew. Child care teachers are required to earn anywhere from 25-40 hours a year, depending on their position.

My preference is to attend conferences filled with other teachers that deal with the same issues and concerns. One of the best parts of attending conferences with other teachers, is the sharing of ideas. A few years back, I attended the Early Childhood Conference at Stout University. I got so many great ideas for art, math, and science activities, as well as being introduced to some great children’s musicians, Colleen and Uncle Squaty. These conferences inspire me to be a better teacher. Any time someone is stuck in a rut of doing the same old things, or burning out, I recommend they go to events like this to have their energy renewed. You can’t help but remember why we’re in this business in the first place. It’s all about the love of children, and wanting to make their world a better place to be!

Personal Goals

As I have mentioned in an earlier post, I let my MN Teaching License lapse, as it was up for renewal during the time preceding my divorce. Much of my training was more than 5 years old, so it no longer counts towards renewal. Now, I am working hard to get the remainder of my clock hours done. My goal is to finish them by the end of the year.

Just yesterday, I sent in 17 more hours that I finished in the past couple of months. I am now up to 85 out of 125 hours completed. I am currently working on a Care Course (home study on Stress and Child Care) worth an additional 25 hours. I also have a couple more online classes through the Professional Learning Board that I will be taking. When these are complete, I will have enough hours to renew my MN teaching license in Family and Early Childhood Education. I am very excited about getting that done!…

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Why Filing Taxes for Your Client, Even When They Aren’t Required, Might Be a Good Thing!

Why Filing Taxes for Your Client, Even When They Aren’t Required, Might Be a Good Thing!

Most all tax preparers understand how income levels and filing requirements are contingent upon filing status, age and the type of income clients receive. What is often overlooked, however, even when clients aren’t required to file with Uncle Sam, is the fact that it may actually benefit them to do so.

Not surprisingly, the IRS provides definitive instructions on the requirements for filing Forms 1040, 1040A, or 1040EZ. With all of the new credit tax revisions and exceptions, some tax preparers are turning to Tax CPE Course materials or EA CPE curriculum to brush up on how these new revisions stand to benefit clients. Some continuing education tax courses are even focused exclusively on these new tax laws, showing tax preparers how to clients who fit into this scenario to get the greatest bang out of their tax returns.

Quick Tips on Non-Required Filing Benefits

Homebuyer Credit

First time homebuyers are eligible for a maximum $8000 or $4000 if filing married status separately. To qualify, a person must have entered into a contract on or before April 30th 2010 and have closed by September 30th 2010.

Tax Withheld

For taxpayers who have estimated their tax payments, had a previous years overpayment, or had income tax withheld, they may be eligible for a refund.

Child Tax Credit

If a taxpayer has at least one child that qualifies and they didn’t receive the full amount of the current Child Tax Credit originally, they could get a refundable credit.

American Opportunity Credit

Given the newly renamed and expanded Hope credit, taxpayers can claim this credit for tuition and certain fees for undergraduate and post-secondary education. The maximum credit per student is $2,500.

Earned Income Tax Credit

For those individuals who worked but earned little in 2010, this tax credit may prove useful in considering to file because it may qualify them for a refund.

Health Coverage Tax Credit

This credit is primarily for individuals who have received Adjustment Assistance (either Trade or Reemployment Trade). Further, those receiving PBGC pension payments may also qualify and receive a credit.

Quick Tips of Non-Required Filing for Losses

Two Scenarios

When taxpayers have suffered an overall loss because of an investment losses:

Only if filed in 2010 can they carry that loss forward and offset taxable capital gains in future years

They can carry these losses as far back as 2008 and possibly request a refund of carry forward, but, again, only if they filed in 2010.

When taxpayers have business losses that experienced a net operating loss (NOL) for 2010:

There are a plethora of resources available that cover these details and the types of taxpayers that fall into this unique category. The key for enrolled agents, certified public accounts and other tax professionals is to do the research, sign up for an enrolled agent class or look on the tax CPE sites that showcase this information.

IRS Circular 230 Disclosure

Pursuant to the requirements of the Internal Revenue Service Circular 230, we inform you that, to the extent any advice relating to a Federal tax issue is contained in this communication, including in any attachments, it was not written or intended to be used, and cannot be used, for the purpose of (a) avoiding any tax related penalties that may be imposed on you or any other person under the Internal Revenue Code, or (b) promoting, marketing or recommending to another person any transaction or matter addressed in this communication.…

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Why It’s Imperative to Get Your Bachelor’s Degree

Why It’s Imperative to Get Your Bachelor’s Degree

In this day and age a high school diploma just doesn’t cut it anymore. The job market is more competitive than ever before and everyone is going back to school. In order to really have a shot at landing a good job you really need your bachelor’s degree. The two components almost every employer looks at are your education and your work history. Once they decide you are qualified for the position they may call you in for a face-to-face interview. Once you decide to go back to school you must decide what your major should be. You could choose something broad like business management or something specialized like nursing. Once you decide your major you need to choose the school. Once you decide the school you need to choose if you are going to do your degree online or on campus. So, getting your bachelor’s degree is a big decision and takes a lot of time to prepare for. In this article we are going to talk about some of the major reasons why it’s so important to get your degree.

There are many reasons why you should pursue higher education. In most cases you will be able secure a better job, make more money, or be able to run a business better. Those without degrees will typically not get as many job interviews or they will be working in entry-level positions. This is a great indicator of how important a bachelor’s degree is. The higher the education, the higher the chances the candidate is successfully employed. The same goes for pay grade. The higher an individual’s education, the more money they typically make. Higher education can also lead to more job promotions. Managers and directors usually have at least a bachelor’s degree and many times a master’s degree.

There are also many intrinsic reasons to complete a bachelor’s degree. Many individuals get a degree to be a good role model and motivate others. For instance, how can a mother or father express how important education is if they themselves do not have a bachelor’s degree? For a lot of people a degree is on their bucket list. They don’t care how old they are or where they are in their career they want to complete a bachelor’s before they pass. Some just find a degree self-fulfilling. They feel better about themselves knowing they have completed their degree. This is very common for adult students who decided to work full time before completing their degree.…